cancel-experian-subscription

How to Cancel Experian Membership Fast (with REFUND!)

⚡ A simple way to cancel an Experian membership is to use a free bill cancel app such as Truebill to find all your unwanted subscriptions and cancel them automatically without the hassle of doing it yourself.

⚠️ DifficultyHard to Cancel
❌ How to CancelTruebill, Online, E-mail, or by Phone
❓ After CancellationExpires at End of Billing Cycle
💰 Get RefundGood Chance

If you are unhappy with your Experian subscription services, we realize that you may want to cancel your membership. 

It may be difficult to cancel your Experian membership, but with our assistance, you will be able to do it quickly and hassle-free.

We’ll show you how to cancel Experian membership through email, online, or over the phone. 

We’ll guide you through the procedures of canceling your Experian membership or the subscription in this post.

How Do I Cancel My Experian Membership?

To cancel an Experian Membership, you can use email, online, or phone to request a cancellation. 

Still, we’ve found that using the Truebill app is the fastest and easiest method to cancel your Experian account altogether.

Although Experian is a helpful service, it is possible that you may notice and learn that you do not require this service for a longer period of time. 

In this case, you can cancel your Experian membership. In this guide, we will help you every step of the way to cancel your membership with Experian.

You are free to terminate your trial subscription at any moment during the first 30 days. If you do not cancel your subscription, you will be charged $9.99 per month for Experian IdentityWorksSM Plus or $19.99 per month for Experian IdentityWorksSM Premium.

Experian makes it extremely tough for subscribers to cancel. However, we intend to make the cancellation procedure much easier for you by developing the step-by-step guidance below. 

We will go through three techniques that you may use: phone, email, and online. You can read through the three stages and choose the one that best suits your needs.

Cancel Experian Membership Automatically (Fast & Easy)

cancel-subscription-membership

We highly recommend using Truebill to find any unwanted subscriptions you may have and automatically cancel them with ease.

  1. Sign up for FREE with Truebill and connect your bank account (to find all your active subscriptions).
  2. Tap on the ‘Recurring’ tab at the bottom.
  3. Select your Experian Membership from the list.
  4. Tap on ‘Options’ and choose the ‘Cancel Service’ option. Truebill will cancel your Experian Membership for you.

Cancel Experian Membership Online

You must be asking yourself how do I cancel my Experian account? You may cancel Experian online when you are hooked on the site – usa.experian.com. However, if you used Experian.experiandirect.com to log in, you won’t be able to cancel your membership online.

  1. To access your account, go to usa.experian.com.
  2. Firstly, log in to your Experian account.
  3. Click on the option “No, Show Me Only My Experian Credit Information” when prompted if you want to add Equifax and Transunion.
  4. Then, from the selection, choose why you’re canceling.
  5. Select “Confirm Cancellation” from the drop-down menu.

Cancel Experian Membership by Email

  1. Experian credit subscriptions can be canceled through email. It may take longer to connect, and you may have to wait for a response.
  2.  If, in any case, you don’t remember your login information like Membership ID. Then go into the email and search for ‘Experian.’ Your Membership ID information should have been in the top right corner of the welcome email from them.
  3. Write an email to Experian with the subject line “Experian subscription cancellation.”
  4. Include all relevant facts and personal data.
  5. You must remember to include all relevant facts and specifics about your account while composing the letter.
  6. The letter should include the 4-digit social security number.
  7. Send the email to [email protected] with your Membership ID, complete name, and email address.

Cancel Experian Membership Over Phone

This approach is considered the easiest of all the manual methods when it comes to cancellation.

The following are the steps that you must follow:

  1. To get started, call the Experian cancel subscription number 1-866-617–1894 and speak with a customer care representative.
  2. You’ll be asked for all of your account information, including your SSN, credit card number, account number, etc.
  3. Make sure to follow the proper steps to contact a representative as soon as possible.
  4.  Press “1” to access membership subscriptions, then “1” again to access billing and membership subscriptions.
  5. Once you’ve contacted a person, ask them to cancel your Experian subscriptions.
  6. During the canceling procedure, check for any terms and restrictions that may apply.
  7. Keep a record of everything, especially your cancellation information, if your membership is not terminated and you need to contact Experian again.
  8.  If you cancel via email or online, you should save a record of it.
  9. If you cancel by phone, write down the cancellation confirmation. The numbers, the date you called, and any possible information regarding your cancellation process for future reference.

What Membership Options Does Experian Have? 

Experian provides credit monitoring services both for free and for a fee. Here’s what each choice has to offer so you can decide whether or not to pay.

Experian is the world’s leading provider of consumer and corporate credit reporting. They provide both free and paid options to assist you in improving your credit. 

If you own a small business, you utilize Experian’s business services to enhance your company’s credit rating and gain access to the money you require to grow.

Credit monitoring services can assist you in detecting possible fraud and taking steps to restore your credit. Experian provides two types of credit monitoring services, one free and one premium, that notify you when changes to your credit report occur.

Experian free credit monitoring comes in second place as the best free credit monitoring service. At the same time, Experian IdentityWorks is the best-paid solution for families.

Is It Hard to Cancel Experian Membership?

You’re likely aware of how difficult it is to cancel Experian Membership if you’ve already signed up for it. Experian makes it extremely tough for subscribers to cancel. 

The Truebill app, which automatically discovers and cancels all of your unwanted subscriptions, is the simplest method to cancel your subscription.

What Happens If I Cancel My Experian Membership?

Experian will usually keep your information for up to a month. If you change your mind, you can reopen the account and restart your membership. 

If you wish to re-enroll in an Experian membership after that time period has passed, you’ll have to join up as a new member.

If you do not cancel, your subscription will continue and you will be charged $24 for it. You will be charged 99 cents every month as long as you do not cancel your subscription. 

When your free trial subscription ends, you can easily cancel it online by using different methods. Unless otherwise specified, credit scores are generated using the FICO Score 8 model.

Can You Cancel Experian at Any Time?

Yes, you can terminate your Experian membership services at any time. However, suppose you want to cancel your Experian account over the phone. In that case, there are certain time constraints to be aware of.

Their working hours are as follows:

  • Monday to Friday, the lines are open from 6 a.m. to 6 p.m. PST/9 a.m. to 9 p.m. EST
  • Saturday to Sunday, the lines are open from 8 a.m. to 5 p.m. PST/11 a.m. to 8 p.m. EST

Experian provides various subscription levels (such as Credit Tracker, ProtectMyID, and 3-Bureau Credit Report subscriptions), and you can cancel your subscription at any time by calling Experian directly and requesting cancellation.

How to Get a Refund After Canceling Experian Membership

After you cancel your Experian Membership with one of the methods above you can send out an email asking for a refund of unused months.

If you tried to cancel your membership previously and had trouble canceling you can use the email template below to request a refund.

  • I had trouble canceling my membership and thought my subscription was already canceled. I have been billed for months that I did not use the service. I’m requesting a refund for January – March 2022 of the service, please. 

The trick is to keep it short and sweet and be honest.

Lower Your Experian Membership Cost Without Canceling 

Are you trying to lower your bill to avoid having to cancel your Experian Membership?

While no method is a guarantee, there are a couple of things you can try to lower your membership cost.

Is it worth the effort?

Well, sure, why not?

If it means you don’t have to cancel membership services, it’s definitely worth it.

Use a Bill Negotiation Service

There are certain bill negotiation services that will actually cancel membership services for you or negotiate a lower fee to avoid having to cancel the membership altogether.

Our favorite option like this?

Truebill!

It’s super convenient, and the process is very user-friendly.

Experian Company Information 

Address:

Experian 955 American Lane Schaumburg, IL 60173

Email:

[email protected]

Phone:

1-(866) 617–1894

Help Pages: https://www.experian.com/help/

Experian Policies:

 Terms of Service Link

 Return/Cancellation Policy Link

Cancel Experian Membership FAQs

Can You Pause Experian Membership?

You are unable to do so. The firm will store your information for a few weeks (typically a month), allowing you to reactivate the account without going through the complete sign-up procedure.

 You will be treated as a brand-new customer if you wish to resume your membership more than a month after canceling.

Does Experian Have a Cancellation Fee?

The cancellation will be subject to a $30 cost from Experian.

How to Delete Your Experian Account Data after Canceling Your Membership

The company will store your information for a few weeks (typically a month), allowing you to reactivate the account without going through the complete sign-up procedure. After that, your data will be gone forever.

Does Membership Offer Refunds? 

After you terminate your subscription, you are entitled to a refund. You’ll have two weeks to change your mind, and if you still want to cancel after that time, you’ll get a refund.

Is the basic Experian Membership free?

The free service is fairly basic, with the main draw being free alerts on changes to your Experian report. IdentityWorks Plus and Premium tiers offer a broader variety of options, such as family plans and social security number alerts.

Read more: Cancel Financial & Credit Subscriptions

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