Multiple Cash App Accounts

Can You Create Multiple Cash App Accounts? Yes, Here’s How To Do It! (2023)

⚡ Yes, you can have two Cash App accounts if each account is associated with a different email address and phone number. However, you can't be signed in to multiple accounts in the same app at one time, but you can login to the two accounts separately.

Are you here because you’re wondering…can you have two Cash App accounts?

Regardless of why you may want to know how to have 2 Cash App accounts, we’re here to help.

Whether or not you’ve already created one Cash App account, we’ll help you get all set up.

In this article, we’ll discuss:

Yes, there is a lot of information out there when it comes to having a Cash App account and whether or not you can create a second account.

So get ready & let’s dive in!

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Can You Have More Than One Cash App Account?

Cash App Multiple Accounts

This situation with 2 Cash App accounts is a little confusing because the story has two sides.

Officially, it is against Cash App’s terms of service to have multiple accounts or more than one Cash App account. [1]

In this case, closing your current Cash App account might be best before opening a new one, but that is your choice.

However, according to official Reddit support, you can have more than one account.

So, technically, you can have more than one cash app account.

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One personal account, one business account, or even two personal accounts, but each must have its unique email addresses & bank accounts.

You must add different email addresses, debit or credit cards & bank accounts to your 2nd Cash App account.

Screenshot Of Cashappandi Official Support Chat From Reddit

So, yes, you can physically have two Cash App accounts if you sign up with your first Cash App account with the personal account setting or choose to set up a business account.

Make sure to use a different mobile number, bank account, and email address to separate the multiple accounts.

While this is a working solution, we still recommend keeping just one account active once to stay within Cash App’s official terms of service.

If you are a new user, check out our guide to using a Cash App referral code to snag your welcome bonus!

Can you have 2 Cash App Accounts with the Same Phone Number?

Using the same phone number with 2 Cash App accounts will not work.

The Cash App system will recognize two accounts active with the same phone number.

You also do not want those two accounts linked to each other if something happens and you get your account suspended.

How to Make a New Cash App Account with the Same Number

When making a new Cash App account with the same number, we would suggest not associating your number with the new account.

Instead, only use an alternative email address when you sign up to avoid using the same number with two Cash App accounts.

Cash App Andi on Reddit recommends a new/different email address and phone number when managing multiple Cash App accounts.

How to delete your active Cash App account:

  1. Tap ‘Cash Out’ in the Banking tab
  2. Tap your profile icon
  3. Select ‘Support’ from the options
  4. Choose ‘Something Else’
  5. Tap ‘Account Settings’
  6. Select ‘Close my Cash App Account”
  7. Tap “Confirm” to close your account

How to Make Another Cash App Account

  1. Download & install Cash App to your device or sign out of your current account
  2. Enter a phone number or email for your login ID
  3. Enter referral code: K2VP13D – if you want the $5 bonus after sending $5 to someone
  4. Verify your account by entering the code that was sent to you via your login ID method (phone number or email)
  5. After verification, choose whether to add a bank account immediately or skip it and do it later
  6. Choose a $Cashtag, which is your unique identifier in Cash App, sort of your username

You’re all set with a new account now!

Can You Have 2 Cash App Cards?

An Illustration Of Multiple Cash Cards, One Is Black, And The Other Is Green.

If you have 2 Cash App accounts, you can get a Cash App card (debit card) for each.

There’s no secret here.

You select the option to receive a free Cash Card with each account.

This works the same whether you’ve chosen a personal account or a business account, and you can switch accounts.

Can You Have 2 Cash App Accounts with the Same Card?

This is not currently possible.

Each Cash App account will have access to its unique Cash Card.

Can You Have 2 Cash App Cards on One Account?

Also, no to this one.

You can have multiple accounts on Cash App, but there are a few limitations.

One of these is that you can only have one card per account and vice versa.

How to Create Multiple Cash App Accounts

An Illustration Of A Cash App Account

Can you have multiple Cash App accounts? Yes, this has already been covered in great detail above.

If you’re just here to figure out how to get that second Cash App account set up, here’s how:

  1. Open the Cash App on your phone
  2. Tap the ‘Profile’ icon at the top
  3. Tap on the ‘Sign Out’ option at the bottom
  4. You will be redirected to the ‘Sign In’ page
  5. Click on the ‘Sign Up’ option to create a new Cash App account
  6. Start the sign-up process – use a different email address or phone number
  7. Verify the phone number or email address
  8. Enter referral code: K2VP13D – if you want the $5 bonus after sending $5 to someone
  9. Select the country and choose your account type as either business or personal
  10. Next, add your debit cards (this is how to add bank accounts as a card)
  11. Enter your info, such as address & zip code
  12. Follow all the on-screen instructions to finish setting up a new Cash App account

Note: Make sure to use a different mobile number, bank account, and email address when you sign up with your first account.

Requirements for a Second Cash App Account

This one is simple.

Again, we suggest NOT creating a second account in the first place but instead using just one single account with oneCash App card and one $Cashtag (you can change this at any time).

Cash App’s terms of service do not allow a second account for the same person.

Having another account for business purposes and keeping it separate is technically possible.

You need separate information for each account.

This includes:

  • Email address (email ID)
  • Phone number
  • Bank accounts

This works especially well if you’re keeping your old Cash App account for personal use and creating a new account for business use.

You can use your regular bank account for personal and business bank accounts for the business account.

The same goes for phone numbers and email addresses.

You can merge accounts on Cash App together if you’re no longer interested in switching between two accounts.

Here’s how:

  1. Open the Cash App on your phone
  2. Tap on the profile icon (top right)
  3. Tap ‘Personal’
  4. Tap ‘Add Phone or email’ to add the other Cash App account details
  5. Once you’ve added the email or number, Cash App support will merge both accounts into one

Note: If you lost access to one of the accounts and want to merge the two, you need to contact Cash App customer service to help you. [1]

Check out our deep dive with the Cash App review for more info about this excellent payment app.

Multiple Cash App Accounts FAQ

How do I change a personal account to a business or vice versa?

You can contact Cash Support to help with this pretty quickly! Just let Cash App customer service know that you’d like to have your account switched, and they’ll do it for you. [2]

Can I have 2 bank accounts on Cash App?

No, you can only enter bank details for one external source at a time. That’s at least the case currently, but it may change in the future as Cash App grows even more popular.

Can you borrow money with Cash App?

There is a Cash App borrow money feature aptly called Borrow, but it’s currently boasting a very limited availability. Keep your eyes peeled for changes to that!

Can I Have 3 Cash App Accounts?

You can have as many Cash App accounts as you need if you use a different email and phone number to sign up.

How Do I Make a New Cash App Account with the Same Number?

Generally, you cannot do this with the same number, but if you want to try, you can log out of your current Cash App, and you’ll have the option to create a new account.

How Many Cash App Accounts Can I Have?

This depends on how many email addresses and phone numbers you have access to because that is the only thing you’ll need to set up multiple accounts.

Can You Have 2 Cash App Accounts with the Same Phone Number?

No, because when you add the phone number to the second account, Cash App will prompt you with a message saying the phone number is associated with another account. Cash App will ask if you want to remove the number from the other account and assign it to the new one. Nothing is wrong with doing this, but remember that you can no longer log in by phone number when you log in to your original account. You’ll need to log in by the email address on the account instead.


  1. Cash App Support
  2. Access an Old Account
  3. The Reality of Having Two Cash App Accounts

James Allen, a finance enthusiast with 10+ years of experience, founded Billpin in 2020 to demystify personal finance. Inspired by his mother’s frugality and his own financial expertise, James aims to transform people’s relationship with money. Through this site, he provides easy-to-understand guides, empowering individuals to manage their finances effectively and take control of their financial future.

Content Disclaimer: Opinions expressed here are the authors alone, not those of any companies mentioned, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

6 thoughts on “Can You Create Multiple Cash App Accounts? Yes, Here’s How To Do It! (2023)”

  1. Help I tried to set up a second cash app which I thought I did but it didn’t work. I have one icon cash app now on my phone and I would like a second icon cash app for my self without screwing up the first icon.

  2. This is not possible, at least not easily; you’ll need to sign in and out of your accounts as needed to use two accounts on the same device.

  3. Aiye is there a way that I can have my account tested out to see if it works I don’t no who to get da money out my savings

  4. I currently got a new phone number and I want to add it to my cash app account but the problem is the previous owner of my old phone number has it linked to their cash app account how can I get that changed because they no longer have the number now. There should be a way I can verify I have that number by getting a text sent to you guys solve my problem thanks!

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