Bank Promo Code for Free Money Sign Up Bonus (2022)

Are you looking for a current promo code?

If so, you’re in luck! I recently came across a bank promotion that offers a free $50 sign-up bonus when using a special promo code.

Keep reading to find out how you can take advantage of this great offer!

Current Bank Promotions Overview

Current is the modern-day bank! Through their convenient mobile app, you can take advantage of great features like getting paid up to 2 days faster, a free overdraft up to $100 with OverdriveTM, access to 55,000 free ATMs, no minimum balance, and no hidden fees as an online-only bank. To earn, all you have to do is open the app, create a personal checking account, and direct deposit $200 or more from your employer.

  • Availability: All over the United States
  • Transaction Limits: A combined monthly balance of $10,000 across all current accounts is the maximum transaction limit.
  • 1-888-851-1172 (Customer Service)

Why Choose Current Bank?

Current Bank is one of the most highly rated mobile banks globally. It’s rated number one by Google Play, the App Store, and many other trusted sources.

Current Bank is a Visa debit card issued by Choice Financial Group and Metropolitan Commercial Bank under a Visa U.S.A. Inc. license. It can be used anywhere Visa debit cards are accepted.

Traditional banking policies and the deposit of paper checks from employers and government agencies versus deposits made electronically result in faster access to funds.

Why is it so popular?

First and foremost, Current Bank is specifically tailored for young people. It’s easy to use and has many features that make banking fun and convenient. You can do everything from paying bills to tracking your spending with ease.

Additionally, Current Bank has excellent customer support. If you ever have a question or issue, you can count on their team of experts to help you out. They’re available 24/7 via phone, email, or chat.

Finally, Current Bank offers some of the best rates in the business. You can earn interest on your deposits, and there are no hidden fees or charges.

If you’re looking for a bank tailored for young people and packed with features, then Current Bank is a perfect choice. Give it a try today!

Current Bank Promotions

Current Bank is currently running a few promotions that are worth checking out.

Current Bank $50 Checking Bonus

When you join Current Bank and open a Premium Checking account, you will receive a $50 bonus.

  • WELCOME50 is the current promotional code.
  • Within the first 45 days of opening your account, connect a $200 or more Payroll Direct Deposit (this must be from an employer or payroll provider by ACH deposit)

That’s all there is to it – it takes less than 2 minutes to sign up, and the reward is paid out 10 business days after the account is funded.

The only stipulation is that you must be a new, first-time Current account holder and that it cannot be combined with a referral bonus.

The current premium debit card offers several benefits that you may find appealing in your primary bank, including:

  • Fee-free overdraft up to $100 (if you have $500 in monthly qualifying direct deposits)
  • You could get paid in as little as two days.
  • You can deposit money using your phone.
  • You can earn up to 15X points and cash back at participating merchants with your card.

How Does This Offer Compare?

If you want to open a current account, this offer is preferable to none. If you’re going to open the account anyway, you might as well get fifty dollars!

If you’re looking for a bank and want the best cash bonus available, $50 isn’t a great deal, especially if the offer requires a direct deposit. A good bonus, in my opinion, starts at $100 and goes up to several hundreds of dollars.

Current Bank $120 Checking Bonus

When you open a Premium checking account with Current Bank and meet the requirements, you will receive a $120 bonus.

  • Account Type: Premium Personal Checking
  • Availability: Nationwide, online
  • Direct Deposit Requirement: Yes, $200+
  • Hard/Soft Pull: Soft Pull
  • ChexSystem: Unknown
  • Credit Card Funding: Unknown
  • Monthly Fee: $4.95
  • Early account termination fee: None listed
  • Household limit: None listed

Give $1, Get $1 Referrals

You can invite your friends and family to join Current and give them a $1 cash bonus just for signing up. For each successful referral, you’ll receive a $1 cash bonus.

How to participate?

  • Go to your Current app’s profile section.
  • To create your unique link, click the ‘Earn Money’ button.
  • Click ‘Share your link’ to send your one-of-a-kind link to your contacts.
  • Keep an eye on your earnings!

Gas Hold Instant Refunds

When you pay for gas with your Current Visa debit card, gas stations frequently place a hold for a certain amount of money. Depending on where you live, that hold could cost you $100 or more.

This hold will be immediately refunded if you pay with your Current Premium debit card. As a result, your cash will not be stranded at the gas station.

Gas holds instantly refunded Details:

Receive a single $200 or more Payroll Direct Deposit into your Current Premium account within the first 30 days of opening your account. Payroll Direct Deposit must be made by ACH deposit by an employer or payroll provider. Cash loads and transfers from Paypal, Zelle, Venmo and Square Cash are not eligible for this offer.

Other Promotions for Free Money Sign Up Bonus

Citi Priority Account – $300, $700, or $1,500:

When you open an account with Citi Priority by July 17, 2022, you can get a $300, $700, or $1,500 bonus. Then deposit at least $15,000 in New-to-Citi funds within 20 days of opening your account and keep it there for 60 days after the 21st day. The bonus amount is determined by the amount of money you can transfer, but the lowest tier starts at $15,000. To learn more about this offer, go here.

Discover Online Savings Account – $150 or $200:

When you open your first Discover Online Savings Account with the promotion code WH122 and deposit at least $15,000 into the account within 30 days, Discover Bank will give you a $150 or $200 bonus. If you deposit $15,000 or more, you will receive $150, and if you deposit $25,000, you will receive $200.

Chase Total Checking® – $225:

When you open a Total Checking account and set up a direct deposit within 90 days, Chase Bank will give you $225. A $12 monthly fee can be waived with a $500 monthly direct deposit, so there are no hidden costs in this deal!

HSBC Premier Checking – $450:

For eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for three consecutive months, HSBC is offering $450. To learn more about this offer, go here.

Huntington Bank – up to $300:

You could get up to $300 from Huntington Bank for opening a new checking account if you live in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. Several checking accounts qualify, but they’re fantastic deals if you live in their geographic region.

Current Bank Top Features:

There are several different features that the Current bank offers these days.

Some of the top features include:

  • No overdraft fees.
  • Fee-free ATM withdrawals at 40,000 ATMs.
  • Tools for money management.
  • Mobile check deposit.
  • Send money instantly for free to other Current members.
  • One savings pod.
  • Earn 1x points for cashback at participating retailers.
  • 24/7 member support.


Current is a mobile banking app and Visa debit card that offers online checking accounts with up to two days faster direct deposits.

If you’re looking for a new bank or just want to take advantage of the free money sign-up bonus, is a great option.

Be sure to use our Bank Promo Code to get your free money when you sign up!

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA).

He created BillPin to give people the financial tools they need to make more informed financial decisions.

After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

Leave a Comment