How to Find Netspend Free ATM Locations Near Me

Using a free Netspend ATM is the best way to get your money without a fee.

But what’s awesome about Netspend is that you can use it at millions of locations worldwide.

So whether you’re on vacation or just out running errands, you’ll never have to worry about not having access to your money. 

And the best part?

You can find Netspend Free ATM Locations Near Me without ever having to leave your house.

Below are the Netspend Free ATM Locations Near you!

How much does Netspend charge for ATM withdrawal?

Netspend card charges $2.50 for domestic ATM cash withdrawals.

This does not include the ATM transaction fee, ranging from $2 to $5, depending on where you withdraw money.

If you withdraw money from an international ATM, you will be charged $4.95 in addition to the ATM’s transaction fee.

Does Netspend Offer free ATM withdrawals?

Most Netspend cards charge a small fee for cash withdrawals and balance inquiries at ATMs.

The Transact prepaid cards were the only ones that didn’t have any fees.

It would help if you withdrew only within the United States and on the Allpoint or [email protected] networks. To see where the ATMs are located, use the ATM locator.

Yes, one Netspend prepaid card allows you to withdraw cash from an ATM for free. But don’t choose a card solely based on this factor.

There may be other fees that you don’t like, so double-check the details. To check the Transact cards’ fees, return to the card list page, locate the Transact card, and select “View Fees.”

Netspend Free ATM Locations Near Me

To get free ATM fees, you must be a member of one of the networks listed below.


There are over 30,000 ATMs in 50 states and ten countries worldwide. They have ATMs at 7-Eleven, Rite-Aide, and Dunking Donuts, as well as the locations listed on the CO-OP ATM locator. Members of credit unions part of the CO-OP network can use CO-OP ATMs without paying a fee.

The Star Network has over two million PIN and Star ATM locations across the United States. To find surcharge-free ATMs, use the location finder tool.

Allpoint ATM:

This is what I was referring to earlier. In the United States, Canada, Puerto Rico, Mexico, Australia, and the United Kingdom, Allpoint has over 55,000 ATMs. Their ATMs can be found in major retailers such as Target, Costco, Walgreens, and CVS. To find the nearest ATM, use their ATM locator.


Over 23,000 ATMs in the United States and over 60 million cardholders use them. Their ATMs can be found at Walgreens and other locations. To find a nearby ATM, use their locator.


MoneyPass ATMs can be found in over 25,000 locations across the United States. There are 1,600 organizations in the network, with 90 million cardholders. You can use their locator to find their ATM.


AllianceOne owns over 5,000 ATMs in 42 states, excluding Washington, D.C., and Puerto Rico. Over 700 financial institutions are part of the network. Look for an AllianceOne ATM in your area.


It has over two million cardholders and operates in 14 states. Their machine can be found in 7-Eleven, QuikTrip, and others. To find surcharge-free ATMs near you, use Transfund’s locating tool.

If you’re thinking about joining one of the networks, use their ATM locator to see if they have ATMs near your favourite stores, convenience stores, shopping malls, and other locations. Following your research, if a network fits your routines, you may want to join it to take advantage of free cash withdrawal.

How to avoid fees at ATMs?

Although ATMs are incredibly convenient, they frequently charge fees for cash withdrawals. As a result, this simple tip can assist you in obtaining the funds you require while avoiding fees.

Take advantage of the Cash Back option:

You won’t be able to do this everywhere, but many grocery stores, retail stores, and other merchants will allow you to add cashback to your purchase.

So why not make a few bucks while you’re at it? Not only will you leave with cash in your hand, but there will be no ATM fees!

Stores frequently limit the amount you can withdraw, so inquire about cash back limits at places you frequent that offer it. That way, you can plan and ensure that you have the funds you require when you require them.

A PIN Purchase Transaction Fee may apply depending on your Netspend Prepaid Card Account’s fee plan. For more information, consult your Cardholder Agreement or visit your Online Account Center to learn more about your fee plan.

Select “Debit” and enter your PIN when purchasing to get cashback on a PIN purchase.

Tips To Save ATM withdrawal Fees.

Netspend charges fees for ATM and over-the-counter withdrawals. However, if you want to save a lot of money with Netspend, you should take advantage of the freeways. There are a few ways to avoid paying fees at Netspend.

1) Make use of ATMs operated by Metabank.

You can get surcharge-free withdrawals if you find a Metabank ATM with the logo “who has privilege status.” Metabank is the bank that connects to Netspend and is in charge of managing Netspend accounts.

2) Take advantage of MoneyPass ATMs.

You can withdraw money free at MoneyPass ATMs if you have a MoneyPass Netspend ATM card. You can use your app’s ATM locator to locate the nearest ATM.

3) ATMs that are part of the Visa Plus Alliance

The company collaborates with several financial institutions to provide free ATM withdrawals. You can withdraw money for free using Netspend’s Visa Plus Alliance ATM.

4) At select store outlets, select debit and enter the PIN.

Do not use an ATM or any other relevant point to pay for your purchases if you buy goods and services at places that accept card payments.

Instead of receiving cashback, you can choose DEBIT and enter your PIN. Grocery stores, restaurants, and retail stores are examples of such establishments. One of the stores where you can get cashback is Walmart.

5) Get money from a friend for free.

Do you want cash and know someone who has a Netspend account? You can arrange for the money to be sent to their Netspend account as cash, and then they will give you money. In that case, you will not be required to pay any fees to obtain the funds.

Can I use any ATM with Netspend?

You can make purchases in stores, over the phone, and online with a Netspend Prepaid Debit Card.

It can be used anywhere that accepts Debit Mastercard and Visa debit cards. Withdraw money from ATMs all over the world. Pay your bills, rent, and other essentials.

Wrapping Up: Netspend ATMs

ATMs are a convenient way to get cash, but they often charge fees. By using the tips in this article, you can avoid most of those NetSpend prepaid debit cards fees.

Try using a Metabank ATM, the MoneyPass ATM network, or an ATM in the Visa Plus Alliance to get free withdrawals.

You can also make PIN purchase transactions at select stores to get cashback without paying a fee. And if you need to get cash from a friend, you can do so without incurring any additional costs.

So next time you need some cash, be sure to use one of these methods to avoid paying ATM fees.

We hope this information was helpful. Thanks for reading!

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA).

He created BillPin to give people the financial tools they need to make more informed financial decisions.

After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

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