Are you wondering whether Costco, one of the largest retail giants, accepts Apple Pay for a seamless shopping experience? You’re in the right place! In this blog post, we’ll explore if Costco allows Apple Pay at its stores, gas stations, and food courts across the United States.
We’ll also discuss how to set up and use Apple Pay on your iPhone or Apple Watch to make secure transactions.
Key Takeaways
- Costco accepts Apple Pay for in-store and online purchases, including at food courts.
- Visa is the only credit card accepted at Costco gas stations, and currently, Apple Pay cannot be used as a payment method at pumps.
- Customers can easily set up and use Apple Pay on their iPhone or Apple Watch to secure Costco transactions.
- While there are limitations to its acceptance in certain areas, using Apple Pay is a convenient way to shop at Costco while enjoying contactless payments.
Does Costco Accept Apple Pay?
Yes, Costco accepts Apple Pay both in-store and online, including at their gas stations and food courts in the United States.
In-store
Costco customers can easily use Apple Pay for their in-store purchases across numerous locations in the United States and Canada.
In addition to providing an efficient payment option for busy shoppers, using Apple Pay at Costco also enhances security by eliminating the need to hand over physical cards.
Online
Shopping at Costco online has never been easier, thanks to the integration of Apple Pay on the retailer’s website and mobile app. The convenience of this digital wallet allows customers to breeze through checkout with just a few taps on their iPhone or other compatible devices.
To use Apple Pay for your online orders, ensure that Bluetooth is enabled if you’re browsing from a laptop or desktop device. It’s important to note that while transactions made through Apple Pay are protected by multiple layers of security such as Face ID and Touch ID authentication, only Visa cards can be used with this payment option in U.S. stores, whereas all major credit cards are accepted in Canadian locations.
Gas Stations
Costco gas stations are known for providing high-quality fuel at competitive prices. However, if you’re planning to use Apple Pay as your payment method while filling up, you might run into some complications.
Visa is the only credit card accepted at Costco gas pumps, so customers must rely on their physical Visa cards or link them to their NFC-enabled digital wallet for contactless payments.
Other acceptable forms of payment include the Costco Anywhere Visa by Citi, PIN-based debit cards with a valid PIN number entered during the transaction and Costco shop cards.
While some locations have begun installing NFC card readers compatible with Apple Pay transactions linked to a Visa credit card, it is essential to check with your local branch before attempting this type of purchase.
How To Set Up Apple Pay
To set up Apple Pay, iPhone users can go to the Wallet app, tap on the “+” sign, and follow the prompts to add their Visa credit card; Apple Watch users can do this via the Watch app on their paired iPhone.
With iPhone
To use Apple Pay with an iPhone at Costco, customers can follow these steps:
- Open the Wallet app on their iPhone.
- Tap the “+” button to add a new card.
- Select “Credit or Debit Card”.
- Use the camera to scan the card or manually enter the card details.
- Verify their card with their bank or credit card provider if needed.
- Set Apple Pay as their default payment method in Settings > Wallet & Apple Pay > Default Card.
- When making a purchase at Costco, hold their iPhone near the NFC reader and authenticate using Face ID, Touch ID, or passcode until they see a checkmark.
- Wait for the transaction to be approved and complete.
Please note that only Visa credit cards are accepted for in-store purchases at Costco, so customers should ensure that their Visa is added to Apple Pay before attempting to use it at Costco.
With Apple Watch
To use Apple Pay at Costco with an Apple Watch, customers must follow these steps:
- Double-tap the side button on their Apple Watch to activate the Wallet app.
- Select the card they want to use for payment by scrolling up or down with the Digital Crown or swiping left or right.
- Hold their Apple Watch close to the contactless reader until they hear a beep and see a checkmark on the display.
- Wait for the transaction to be confirmed.
Customers can also change their default card for Costco purchases through the Wallet app on their iPhone, and it will automatically update on their Apple Watch as well. Using Apple Pay with an Apple Watch is a convenient way for Costco customers to make fast and secure payments in-store.
How To Use Apple Pay At Costco
Using Apple Pay at Costco is simple and easy. Customers can pay in-store by holding their iPhone or Apple Watch near the NFC card reader and using Face ID or Touch ID to confirm the transaction.
For online purchases, simply select Apple Pay as the payment method at checkout.
In-store Transactions
Apple Pay is a convenient and quick payment option that customers can use at Costco stores. Here are the details on using Apple Pay for in-store transactions at Costco:
- To use Apple Pay, customers need to double-click the side button on their iPhone or double-tap the side button on their Apple Watch.
- After that, they must authenticate with Face ID or Touch ID and hold their device near the NFC card reader until they see a checkmark on the screen.
- Customers can then complete their transactions by following the instructions on the card reader.
- The Costco Anywhere Visa® Card by Citi cannot be added to Apple Wallet, but customers can add a compatible Visa card to make purchases at Costco.
- There is no limit to the number of times customers can use Apple Pay for in-store transactions at Costco.
- Transactions made using Apple Pay are contactless, which makes them safer and more hygienic during pandemics like COVID-19.
Overall, using Apple Pay for in-store transactions is a fast and secure payment method that provides an excellent shopping experience for customers at Costco.
Online Purchases
Costco accepts Apple Pay for online purchases made on its website, Costco.com. Here’s how to use it:
- Add your items to your cart and proceed to checkout.
- Choose Apple Pay as your payment method.
- Authenticate the payment with Face ID, Touch ID, or your passcode.
- Confirm the payment and wait for the transaction to process.
Although Costco.com accepts all major credit cards, including MasterCard and Discover, customers can also use Apple Pay linked to their Visa card for a quick and easy checkout process. Additionally, customers can use the Costco app to make online purchases and choose Apple Pay as their preferred payment method while using their Face ID, Touch ID, or Apple Watch for authentication.
Gas Station Payments
Costco gas stations only accept Visa cards for credit card payments, including for Apple Pay transactions. However, they do accept most PIN-based debit cards. Customers should note that Costco will not accept any other credit card besides Visa for gas payments at their pumps. It’s important to check with your local Costco gas station to confirm whether Apple Pay is accepted as a payment method at the pump before fueling up.
Other Payment Methods Accepted At Costco
Costco accepts a variety of payment methods, including Visa cards, MasterCard, PIN-based debit cards, Costco Shop Card, and EBT.
Costco Warehouses
Costco warehouses are among the major locations where customers can use Apple Pay. Here are some important facts to note:
- Customers can use their iPhone or Apple Watch with NFC technology to make contactless payments at Costco warehouses.
- To set up Apple Pay, customers need to add their credit or debit card to the Wallet app and authenticate it via Face ID, Touch ID, or passcode.
- Most Visa cards are accepted for credit card payments, but other major cards like MasterCard and American Express may also be accepted.
- Customers can also use Apple Pay for Costco online orders through the website or mobile app.
- For debit/ATM cards, customers can use any card with a PIN-based system at Costco warehouses, but Visa cards are preferred for credit card payments.
- Apple Pay offers a more secure payment method by using tokenization and biometric authentication to process transactions while keeping customer information private.
- Some Costco locations may not accept Apple Pay due to regional regulations or technical difficulties, so customers should confirm availability with their store before attempting a transaction.
Costco Gas Stations
Costco gas stations do not currently accept Apple Pay. However, customers can still make payments using the following methods:
- Visa credit cards
- Costco Anywhere Visa by Citi
- Most PIN-based debit cards
- Costco shop card
It is important to note that while most debit cards are accepted at Costco gas stations, they must have a PIN for payment. Additionally, it is worth checking with your local gas station as some locations may have installed NFC readers that allow Apple Pay transactions if the user’s Apple Wallet is linked to a Visa credit card.
Overall, while Apple Pay is not yet widely accepted at Costco gas stations, there are still several convenient payment options available for customers.
Costco Online
Costco’s online store is a convenient way to shop for groceries and other items from the comfort of your own home. Here are some important points to know about using Apple Pay on Costco’s website:
- Costco accepts Apple Pay for online orders, and it’s easy to set up if you haven’t used it before.
- To use Apple Pay on the Costco website, make sure you have your credit or debit card added to your Apple Wallet.
- During checkout, select Apple Pay as your payment method and authenticate with Touch ID, Face ID, or your device passcode.
- Note that American Express and Discover cards are not accepted for online orders, but Visa and MasterCard are.
- If you want to pay using another mobile wallet like Google Pay or Samsung Pay, those options are also available.
Overall, shopping on Costco’s website with Apple Pay is a simple and secure way to get everything you need without leaving home. Plus, with the convenience of contactless payment options like this one, it’s easier than ever to keep yourself safe while shopping during the COVID-19 pandemic.
Apple Pay Limitations At Costco
While Apple Pay is a convenient payment option for Costco customers, there are some limitations to its use at the warehouse club. One major limitation is that it cannot currently be used for gas purchases at Costco gas stations.
Another important consideration is that only Visa cards can be linked to an Apple Pay wallet for use in Costco warehouses. If you have a different credit or debit card type, you may need to choose another payment method when purchasing.
Finally, if you’re using an older device without NFC technology and Bluetooth connectivity, you won’t be able to use Apple Pay at all. Similarly, if your iOS version isn’t updated from iOS 11 or watchOS 4 on your iPhone or iPad, respectively, then Apple Pay transactions might fail during checkout.
Conclusion
In conclusion, Costco is one of the retailers that accept Apple Pay as a payment method for purchases. With the convenience of using your iPhone or Apple Watch to make transactions in-store, online, and at food courts, customers can enjoy a seamless shopping experience.
While there are limitations to its acceptance in gas stations and restrictions on using specific credit cards such as the Apple Card, Costco offers other mobile payment options like Samsung Pay and Google Pay.
Frequently Asked Questions
In this section, we will address some of the most commonly asked questions about using Apple Pay at Costco. Below is a table highlighting these questions and their answers.
Q: Does Costco take Apple Pay?
A: Yes, Costco now accepts Apple Pay as a payment option both in-store and on their website.
Q: Does Costco have a gas station, and can I use Apple Pay there?
A: Yes, Costco has gas stations, and they do accept Apple Pay as a payment option at the pump.
Q: How does Apple Pay work at Costco?
A: To use Apple Pay at Costco, simply set up your Apple Pay account and add your credit or debit card to the app. Then when you’re at the checkout, hold your device near the contactless reader and follow the prompts on your screen to complete the payment.
Q: Can I use Apple Pay for online purchases at Costco?
A: Yes, you can use Apple Pay to make online purchases on Costco’s website.
Q: What payment options does Costco offer besides Apple Pay?
A: Costco accepts Visa, Mastercard, and Discover credit cards, as well as debit and ATM cards. You can also pay with cash, checks from current Costco members, and business checks from current Costco Business members.
Q: Can I set my default card to use Apple Pay at Costco?
A: Yes, you can set a default card to use with Apple Pay for all transactions, including those at Costco.
Q: Does Costco offer food options, and can I use Apple Pay to pay for them?
A: Yes, Costco offers a variety of food options, including a food court, bakery, and deli. You can use Apple Pay to pay for your purchases at all of these locations.
Q: Can I use my Apple Card at Costco?
A: Yes, you can use your Apple Card at Costco as long as it is a Mastercard and not an American Express card.
Q: Does Costco have an app that works with Apple Pay?
A: Yes, Costco has an app that you can download and use to make purchases with Apple Pay.
Q: How do I pay for gas at Costco using Apple Pay?
A: To pay for gas at Costco using Apple Pay, simply select the payment option on the pump and hold your device near the contactless reader. Follow the prompts on your device to complete the transaction.
