zelle referral bonus code

Zelle Referral Bonus Code: Sign Up For Free Money (2021)

Looking for a Zelle referral bonus?

If you’re looking at payment apps and want to make transfers to & from a bank account, Zelle is a great option.

And while you’re at it, a referral code (and bonus) sounds pretty good, right?

πŸ’΅ Zelle Referral CodeUse Link
πŸ’° Referring Gets$5
πŸ€‘ Referred Gets$5
πŸ’² Initial Deposit$0
πŸ“† Get PaidInstantly

In this article, we’ll discuss:

Zelle is an awesome mobile payment app that offers easy money transfers.

πŸ€‘ Get Free Cash App Code Now​

How It Works:  Send $5 to any Cash App user to get the $5 bonus from Cash App. 

1. Get Cash App here: (iOS or Android)
2. Tap the profile icon in the top right
3. Enter this referral code:

(click/tap to copy)
PRO TIP Invite a friend to Cash App with this code & send them $5. Then have them send that $5 back. You both get the free $5 bonus for $10 total!

If you want to send money or make regular transfers, you should definitely check it out.

Be sure to get the lowdown first on their referral link bonus!

Let’s get started πŸ™‚

Currently, Zelle is not offering a refer-a-friend program.

But we would suggest using an alternative such as Cash App.

Cash App has a great referral bonus of up to $10.

To earn a welcome bonus, use this link to sign up: GET CASH APP BONUS

Or use Cash App referral code: K2VP13D

When you follow this link, you’ll need to complete these steps to sign up for your Zelle account:

  1. Enter your basic contact information
  2. Enter your email address into the field provided. You will receive an email to verify your account, begin setting up security information, and confirm that you agreed to the Zelle User Agreement and Privacy Policy. (This is important because this shows that you understand how Zelle works.) Follow the email prompts to finish signing up for your Zelle account.
  3. Enter your U.S. phone number
  4. Connect a Visa or Mastercard debit card with a U.S.-based account.

Now you’re good to go!

What is the Zelle Referral Program?

The Zelle referral program is designed to reward people when they invite friends and family members to use the Zelle app.


When you recommend Zelle, your friend gets a $5 bonus and you get an extra $5 for each successful referral.

It’s as simple as that!

Your referrals will need to use your unique referral code in order for the payment method to be eligible for the referral program.

Getting the Zelle Referral Bonus

Here are three ways they can enter your unique code:    

  1. On desktop: When adding a new bank account or debit card on certain mobile browsers, anyone can enter the referral code from their invitation email or SMS message into the Referral Code field at checkout. Β Β Β 
  2. On mobile devices (iOS & Android): Once someone has downloaded the peer-to-peer payment app and added a funding source to their account, they can enter the referral code from their invitation card into the “Referral Code” field at checkout.
  3. On the Zelle app: People who do not have an invite card can still take advantage of this offer by downloading the Zelle app from App Store or Google Play and entering the referral code they received in an invitation email or text message, flyer or promotional materials.

Like referral bonuses?

You may also want to check out our guides on the Venmo referral bonus and the PayPal refer-a-friend program, both of which are great apps similar to Zelle, but with some different features that you may want to explore.

How to Use Zelle

How can I use Zelle? [1]

You can send, request or receive money with Zelle. After you’ve enrolled, add your recipient’s email address or U.S. mobile phone number, the amount you’d like to send or request, review & add a memo, and tap β€œconfirm.”

If you’d like to send money online by credit card instead of bank account, look at our money transfer apps guide for more info on which apps to look at for that.

A Special Deal for Chase Users

Chase QuickPay Zelle Promotion: Earn Up to a $10 Bonus! Just send 3 payments from your enrolled Chase Liquid or checking account of at least $20 each using Chase QuickPay with Zelle to a friend or family member that has a bank that uses Zelle within 60 days of offer enrollment to enable your referral bonus. [2]

How to Invite Someone to Use Zelle

To invite someone to use Zelle, have them enter your Zelle code.

How to Invite Someone to Use Zelle

When you’re ready to refer a friend, get your Zelle code by navigating to zellepay.com on your computer, tablet, or smartphone and select Enroll.

It’s simple!

Go through the steps on the screen to create an account and enroll in Zelle.

Once you are enrolled, copy and paste your Zelle code into an email, text message, social media post, or any other medium to share with friends and family.

How to Tell If Your Friend or Family Member Enrolled

To see if your friend or family member enrolled in Zelle, go to zellepay.com on your computer, tablet, or smartphone and select Forgotten Zelle Code.

That will take you through the steps to retrieve your Zelle code.

When they enroll, Zelle will send them a unique email with instructions to verify their identity.  

If that verification is successful and they add a funding source within 14 days, they’ll each get $25 in their Zelle account.

Zelle will keep trying for up to 90 days after the enrollment date if there’s no response from them.

If your friend or family member doesn’t know their Zelle code, you can tell them they need to find it in their email inbox at zellepay.com and follow the instructions provided there.

Zelle Referral Program FAQs

Does Zelle work with a savings account?

Zelle works with many bank account providers, and yes you can connect either a checking account or a savings account. [3]

How long do I have to invite someone?

You will have 90 days from the date that you enrolled in Zelle Pay through Chase to send three $20 payments with a minimum value of $60 total. If you do not send at least $60 worth of payments, the offer is void and we will not award your bonus.


  1. How It Works
  2. Chase Promotion
  3. List of Bank Partners & Credit Unions

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA).

He created BillPin to give people the financial tools they need to make more informed financial decisions.

After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

Content Disclaimer: Opinions expressed here are the authors alone, not those of any companies mentioned, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

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