Where Can I Load My Netspend Card? Best Reload Locations (2022)

⚡ You can use Netspend's online reload location finder. Just enter your zip code on Netspend's website to find a list of retail locations near you where you can reload your card.

Netspend is a great way to manage your finances, but you need to know where to reload your card to keep using it. 

Reloading your Netspend card can be a hassle if you don’t know the best locations. You could waste time going from store to store, or worse, end up paying extra fees.

We’ve got the scoop on the best places to reload your Netspend card in 2022. Our list includes grocery stores, convenience stores, and more.

Plus, we’ve got all the essential details like hours of operation and contact information so you can reload quickly and easily.

Where Can I Go to Reload My NetSpend Card?

Netspend Corporation is based in Austin, Texas, and it provides processing and marketing services for Mastercard and Visa prepaid debit cards. Netspend account holders can make direct deposits or use a reload location to fund their accounts. The card allows for debit, credit, and ATM withdrawals, and Netspend also offers online account access and a payback rewards program.

You can use Netspend’s online location finder. You can reload your card at certain retail locations, depending on where you live. Just enter your zip code on Netspend’s website to find a list of retail locations near you where you can reload your card.

Netspend Reload Locations

Here are a few of the most popular locations to reload your NetSpend card:

  • 7-Eleven ( Fees: $3.95 )
  • Advance America ( Fees: $2.00 )
  • Albertsons ( Fees: $3.95 )
  • Check ‘n Go ( Fee Free )
  • Chevron ( Fees: $3.95 )
  • Circle K ( Fees: $3.95 )
  • Currency Exchange ( Fees: $2.00 )
  • CVS Pharmacy ( Fees: $3.95 )
  • Dollar General ( Fees: $3.95 )
  • Family Dollar ( Fees: $3.95 )
  • Flying J ( Fees: $3.95 )
  • Food City ( Fees: $3.95 )
  • Kroger ( Fees: $3.95 )
  • Office Depot ( Fees: $3.95 )
  • Rite Aid ( Fees: $3.95 )
  • Shell ( Fees: $3.95 )
  • Speedway ( Fees: $3.95 )
  • Walgreens ( Fees: $3.95 )
  • Walmart ( Fees: $3.74 )
  • Winn-Dixie ( Fees: $3.95 )

Other Options for Reloading Your Netspend Card

There are four ways to load your Netspend Visa Prepaid Card or Netspend Prepaid Mastercard:

  • Direct Deposit
  • Mobile Check Load
  • Bank Transfer
  • Wire Transfer
  • PayPal

Direct Deposit

You can have your paycheck deposited directly into your Netspend Card and receive your funds up to two days faster than you would with traditional banking. Direct deposit is compatible with a wide range of checks, including:

  • Paychecks from work
  • Refunds of taxes
  • Benefits from Social Security
  • Social Security Income (SSI)
  • Pensions
  • Retirement benefits for railroad employees
  • Payments for defense finance and accounting services
  • Unemployment compensation varies by state.
  • Social Security Disability Insurance (SSDI) or workers’ compensation are two types of government disability benefits (varies by state)
  • Benefits for veterans

Tip: If you have $500 or more deposited directly into your account, you can upgrade to Netspend Premier and save money on fees.

Mobile Check Load

If you have a physical check to deposit, you can use the Netspend Mobile App to take a picture of the front and back of your check and submit it for deposit. Your funds should be available in your account within hours. If you have any problems depositing your check, please contact Netspend Customer Care.

Bank Transfers

You can add money to your Netspend card from a checking or savings account. Just enter the routing number and account number for the bank account you want to use and your transfer amount.

Please note that it may take up to 3 business days for the money to be credited to your card. Also, be sure to have enough funds in your bank account to cover the amount you’re transferring, or else you may incur overdraft fees.

Wire Transfer

Yes, you can receive a wire transfer to your Netspend card through Western Union. To do so, you’ll need to provide the following information to the sender:

  • Your full name
  • The name of your bank
  • The routing number of your bank
  • The account number of your bank
  • The amount you want to be transferred

After providing this information, the sender can initiate a wire transfer from their bank and deposit it into your Netspend account.


You can also reload your NetSpend card using PayPal Account. To reload your Netspend card with PayPal, add your routing and account number to your PayPal account. Once this information is verified, you can transfer money to your card.

It’s important to note a small fee associated with each PayPal transaction, so be sure to factor that into your budgeting calculations. Overall, though, using PayPal as a reloading option for your Netspend card can save you time and money in the long run.

Can I deposit money on my NetSpend card at an ATM?

Yes, you can deposit money on your Netspend card at an ATM. You can also deposit money on your card by mailing a check to the address on the back of your card or by transferring money from your bank account to your Netspend account.

Why is My Netspend Deposit Pending?

There are a few reasons why your deposit may be pending.

One possibility is that there was a problem with your card account information (e.g., the account number or routing number was entered incorrectly).

Another possibility is that the bank declined the transaction because the account didn’t have enough funds to cover it.

Finally, it’s also possible that there was a problem with the NetSpend system, which prevented your deposit from going through immediately.

If you think your deposit may have been declined because of insufficient funds, please contact the NetSpend support team for assistance.

Final Thoughts on Where to Load My Netspend Card

NetSpend cards can be reloaded at various locations, making it easy for you to get your money onto your card.

We’ve compiled a list of the best 2022 reload locations for your convenience.

Be sure to check back often, as this list is updated regularly!

FAQ: Netspend Reload Locations

Q) Can I load my NetSpend card at Dollar General?

Yes, Dollar General stores offer in-store reloading services for NetSpend prepaid cards. This means that you can walk into any Dollar General store and reload your NetSpend card with cash. This is a convenient way to add money to your account without visiting a bank or ATM. Keep in mind that there may be fees associated with in-store reloading, so be sure to review the terms and conditions of your NetSpend card before using this service.

Q) Can I reload a NetSpend card at Walmart?

Yes, you can reload your NetSpend card at Walmart. Just go to the customer service desk and provide them with your NetSpend card number and the amount you’d like to reload. They will transfer the funds to your account immediately.

Q) How much can you load on a NetSpend card at Walmart?

The amount you can load on a NetSpend card at Walmart varies depending on the type of card you have. For example, the maximum limit for a standard NetSpend card is $1,100, but the limit for a Premier NetSpend card is $2,500. You can learn more about the different types of cards and their associated limits on the NetSpend website.

Q) How long does it take to load money on NetSpend card?

It usually takes 3 to 5 minutes for the approval review, but it can take up to an hour. The reason for the delay may be a lack of available funds or a problem with your account information.

If you’re having trouble loading your card, you can call NetSpend’s customer service at 1-866-387-7363 for help. Representatives are available 24 hours a day, 7 days a week.

Q) How long does Netspend hold a pending deposit?

This hold can last up to 30 days, meaning you won’t have access to that money. It’s essential to keep this in mind if you plan to use Netspend to budget for a specific purchase or time frame. You’ll want to make sure you have enough money in your account to cover the duration of the hold.

Q) Does Netspend direct deposit early?

You Get paid up to 2 days faster with Direct Deposit. Withdrawals from NetSpend Reload Network locations may also be available on the same day, depending on the time of your withdrawal request. For example, if you make a direct deposit to your account before 8 p.m. ET Monday – Friday, you will typically see the funds in your account by the next morning.

If you make a withdrawal from a NetSpend Reload Network location before 8 p.m. ET Monday – Friday, you will typically have access to those funds on the same day. However, please keep in mind that there is always a possibility of slight delays due to unforeseen circumstances beyond our control.

Q) Where can I reload my WU Netspend prepaid card?

You can reload your WU Netspend prepaid card at You can also reload it at participating retail locations cash reloads. The website offers a convenient and secure way to reload your card, and the retail locations offer various payment options.

Thank you for reading Where Can I Load My Netspend Card? Best Reload Locations (2022), please browse our other Prepaid Cards articles, including , which may also interest you.

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA). He created BillPin to give people the financial tools they need to make more informed financial decisions. After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

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