You’re here because you’re looking for international money transfer apps?
Maybe you’d like to know which ones have great exchange rates, fewer transfer fees, and a lack of hidden fees?
We hear you!
We’ve got a great list of international money transfer companies and the best money transfer apps for you to look into.
In this article, we’ll discuss:
Yes, there are a lot of international money transfer companies out there, but a lot of them charge an arm and a leg even for a small bank transfer.
Don’t worry, you’ve got some great options here!
You’ll find what works best for your situation.
Let’s dive in 🙂
International Money Transfer Apps
Looking for a great app for international money transfers?
Here are some of the best options!
The 6 Best Apps to Transfer Money Internationally This Year
- Wise (formerly TransferWise)
- Western Union
All of these apps have international money transfer pros and cons, so let’s break down each one!
WorldRemit Money Transfer Service
WorldRemit is a convenient international money transfer app that allows you to send international remittances online, wherever and whenever you like. 
WorldRemit is the largest international money transfer brand serving over 150 countries around the globe – by far!
Check this out…
WorldRemit supports nearly every imaginable payment method for international remittances including credit/debit cards, mobile airtime top-up, bank transfers (semi-automatic), direct into a bank account, and even cash pickup.
With WorldRemit you can send international remittances using your smartphone – providing a fast and easy way to make international payments.
Fast & easy? Sign me up!
Utilizing powerful technology, WorldRemit offers international transfers at competitive exchange rates – a far cry from the typical international money transfer service fees and charges that are often hidden within the final transaction amount.
WorldRemit ensures you can send international remittances at your convenience when it suits you best.
Convenience is key with international money transfer apps, especially for international money transfers that require international bank account details or international mobile phone numbers.
Be sure to check out our guide to getting a WorldRemit referral bonus at signup.
Remitly: Transfer Money Abroad with Lower Costs
Remitly is a great money transfer app. 
Remitly is a money transfer platform that allows you to send international payments for lower costs than many of our competitors in the international payment industry.
They boast one of the highest limits when it comes to international money transfers and their fees are some of the lowest out there at 2%.
Low costs AND high limits?!!
This international money transfer app was founded back in 2012 by two guys, former Amazon employees who realized that international wire transfers were expensive and slow so they decided to create an alternative method where you could set up an account online and start sending international payments within minutes.
The phone number verification is fast, taking only 15-30 seconds, and once your account is verified all you have to do is enter the recipient’s bank (IBAN) info and your international money transfers are on their way, all from the comfort of your smartphone.
Sounds pretty convenient, huh?
Remitly international money transfer app is compatible with Android, iOS, and Windows devices.
Up to $3 000 can be sent for free!
OFX: Low Transfer Fees
OFX is another international money transfer app that allows you to send international payments at great rates. 
OFX international money transfer app is all about transparency with their service and fees listed clearly on the site so customers know exactly what they are paying for!
Definitely digging transparency, yea?
They boast transfer times of between 1-4 days depending on the destination country and claim that international transfers through OFX are both fast, cheap, and easy to use.
OFX international money transfer app was founded in 1996 after a team of mathematicians realized problems with international wire transfers including high costs, long delays, hidden charges, and other issues.
This gave them the idea to create an alternative way for people to send international payments quickly, cheaply, and safely by using simple technology like email.
To this day OFX international money transfer app believes they have simplified international payments by focusing on technological ease, eliminating all of the confusion and unnecessary costs customers face when trying to send international payments with banks.
OFX international money transfer app is compatible with Android and iOS devices.
Up to $5 000 can be sent for free!
Wise: Great Exchange Rates
Wise, formerly TransferWise, is an international money transfer app that allows international payments to be sent in over 160 foreign currencies at great exchange rates. 
Wise international money transfer app boasts their competitive international payment rates and their easy-to-use interface, as well as the security of knowing your international transfers are protected by encryption technology for transactions between USD$100-$5 000!
If you’re looking for a safe way to send international payments, the Wise international money transfer app is a great choice!
Safe and easy, what more could we ask for?
Wise international money transfer app was founded all the way back in 2011 by two Estonian immigrants who were frustrated with the lack of options when it came to sending international payments internationally.
They decided to create an alternative method 🙂
Their method focused on customers being able to easily send international payments from one currency to another using a system based on real-time international transfers.
Wise international money transfer app has since grown to not only become one of the international payment industry’s most trusted brands, but they have also helped send international payments for over two million customers!
Wise international money transfer app is compatible with Android and iOS devices.
Up to $5 000 can be sent for free!
Wise also partners with Facebook so that you can send money there as well.
Check out our full guide to find out how to send money on Facebook if you’re interested in that.
Can you send money internationally with PayPal? 
Transferring money abroad using PayPal is more secure than sending cash or providing your banking information. Every single transaction is fully protected by its fraud protection, 24-hour monitoring, and encryption tools.
How to transfer money internationally with PayPal
- Go to paypal.com and log into your account.
- Tap the “Send and Request” tab in the top toolbar; select “More.”
- Select “Send Money” under “Send Money Abroad.”
- Select a country; tap “Next.”
- Select the delivery method from the list of options available in that country.
- If you want to send money to someone who doesn’t have a PayPal account, you’ll be redirected to the website Xoom, where you’ll follow the on-screen prompts to process your transfer.
- If you select a PayPal-based transfer, enter the amount & currency for the transfer.
- For PayPal-based transfers, you’ll be shown how much the recipient will receive after fees & currency conversion. If it’s the correct amount, tap “Next.”
- Add the recipient’s phone number or email address; click “Next.”
- If the person you’re sending money to isn’t in your contact book, add a note, your recipient’s name, and country of residence, then review your transfer and select “Continue” when ready.
- Tap “Send Payment Now” to complete the transfer.
Western Union is known as an international money transfer app that provides international payments all over the world. 
International money transfer apps are becoming increasingly popular, but not always for the right reasons!
While there are some international payment apps out there that actually make international transfers easy and accessible to customers, many international money transfer apps take advantage of people who need to send international payments somewhere in a hurry or when they’re overseas and can’t access their bank accounts.
Let’s avoid those, shall we?
If sending international payments is something you need to do regularly, it’s important to know which international money transfer app is best for your needs — luckily we’ve done the research on this one!
Western Union international money transfer app has been around forever so you can imagine how much experience they have at making international transfers!
No really, they’ve been around a LONG time…
Founded all the way back in 1851, the Western Union international money transfer app is a global leader when it comes to international transfers.
Transferring international payments with the Western Union international money transfer app can be done from your smartphone or directly online!
Western Union international money transfer app has some strict limitations so if you live in Canada, Australia, New Zealand, or the United States, international payments must be sent via one of their agent locations.
Other Money Transfer Apps
Can you transfer money internationally with the Cash App?
Yes, but only if you live in the United States.
In order to international payments with Cash App, international payments must be sent via one of their agent locations or online.
Can you send money internationally with Venmo?
Venmo is great for local transfers in the US. But there’s one massive drawback – you can’t use Venmo for international transfers.
Venmo cannot be used to send money overseas. It is only available for domestic money transfers or payments in US dollars within the United States. There are, however, plenty of alternatives if you need to send or receive money internationally.
Can I send money internationally with Zelle?
While a savvy way to send and receive money within the US, Zelle is only available domestically and does not work internationally.
Does Xoom have international money transfer services?
Xoom money transfer services are only available in the US and have been since 2001.
Best International Money Transfer FAQs
Which money transfer provider has the best exchange rates?
Typically international money transfer services offer exchange rates as low as 1.5% and as high as 3%, but if you send international payments often, it’s still worth shopping around for the best rate because they do vary.
International money transfer apps will display their currency exchange rates so that you know exactly how much your international payment will be when it arrives at its international destination.
Is international money transfer bad for your credit score?
There is a possibility that international payments can affect your international payment history, but the effect international payments will have on your credit score is highly variable.