How to Close & Delete Your Chime Bank Account?

If you’re no longer using your Chime Bank account, it’s important to close and delete it properly.

This article will show you how to close your Chime Bank account and delete your information securely.

Keep in mind that once your account is closed, you will no longer be able to access it or use its features.

So if you’re still undecided on whether or not to close your account, be sure to read through all the benefits of doing so first!

How to Delete Chime Account Safely?

Chime is a mobile banking app that offers users the ability to open a bank account, deposit checks, and track their spending.

If you have a Chime account and are looking for how to close a Chime account, here are the steps you need to take:

Step 1: Start Unlinking Your Accounts

The first thing you should do is disconnect your accounts from Chime. Although you may not be in the mood to go the extra mile, it is required to avoid any additional fees that may be incurred as a result of the money transfer.

Different cards, as well as other banks, may be linked to Chime. Because the additional fees can be quite inconvenient, it is critical to complete this step as soon as possible to close your account smoothly. If you want to make things even simpler, you can transfer the funds to other accounts. For example, depending on which is more convenient for you, the money can be transferred to Cash App or PayPal.

After you’ve transferred the funds, you’ll be able to unlink any accounts that were previously linked to your Chime account. After that, you can request that your account be deleted.

Step 2: Send an Email to Chime

If you want to delete your Chime account, you’ll need to contact the company. This is the only way to delete the account you no longer want.

First and foremost, you must send Chime an email. [email protected] is their email address. You should make it clear in your email to the staff that you want your account deleted without going into too much detail. “Account Deletion Request” or “Request to Delete my Chime Account” are simple phrases to use. It’s succinct and gets the point across quickly.

You’ll also allow Chime to figure out what’s going on without having to open the email, which is why it’s so effective. It will allow them to check your email more quickly.

Ensure to include the details of the account & account address you want to delete in the email you send. As a result, you should provide them with your account name, address, and Chime account number.

Step 3: Contact the Customer Support team.

All you can do now is wait after you’ve emailed them. However, you can call Chime after a day or two because you have no idea what is going on with your account while you wait. 1-844-244-6363 is their phone number.

You must have all of the reference numbers emailed to you when you call. You’ll be able to provide these details to the staff when they ask for them. When you speak with them, you should inquire about the status of your account and how long it will be before it is closed.

If it’s been too long since you’ve heard from them, you should call them again and inquire about the status. It’s critical to get the account deleted as soon as possible because the longer it sits unused, the riskier it becomes because any subscriptions or recurring payments you may have will continue to run.

Is there any fee to Close your account?

The advantage of closing your account is that you won’t have to pay any fees. However, there is something to which you should pay attention. If you have a negative balance but want to close your account, you must take care of it. It’s critical to settle the difference first. You’ll be able to start planning your account closure once you’ve completed it.

Closing Other Chime Accounts

How to Cancel Chime Account Subscriptions?

Because Chime doesn’t have a way to manage ongoing subscriptions at the moment, you’ll have to cancel or change payment options manually.

You can quickly cancel subscriptions on your mobile phone if you use it to manage your subscriptions. Of course, using a computer makes it a little more complicated, but the peace of mind will be worth it in the end.

Canceling a Chime Payment:

Because payments between Chime accounts are quick, be cautious when sending money to another Chime account if you’re not sure. You can, however, cancel any pending transaction by following these simple instructions:

  • Login to Chime account.
  • Select which pending transaction you want to cancel from your activity.
  • Once you’ve pressed the cancel button, you’ll be asked to confirm that you want to cancel that payment.
  • To confirm and cancel that transaction, press the cancellation button once more.

How to Delete Amazon Chime Account?

A cell phone displays an image of an App Store where the Amazon Chime app can be downloaded.

Because you delete your Amazon Chime account through Amazon, it’s much easier than closing your Chime checking account.

  • To get started, go to the Amazon Chime console.
  • “Settings” and then “Account” are the two options.
  • Select “Users” from the drop-down menu.
  • Select each user one by one and delete them.
  • Return to the “Account Actions” section of your account.
  • Select “Delete Account” from the drop-down menu.
  • Don’t forget to double-check that the deletion was successful.

When you delete your account, Amazon Chime also deletes all user data, so you don’t have to worry about lost information.

How Do I Cancel My Chime Debit Card?

If your Chime debit card is lost or stolen, you can use your phone to double-check that no one attempts to steal your funds before contacting support about canceling and reissuing a new card.

  • On your phone, open Chime.
  • Go to Security, then Settings.
  • A drop-down menu will appear.
  • Switch the Chime card transaction from on to off by clicking on it.
  • To cancel your Chime debit card, contact customer service.

How to Cancel Direct Deposit on Chime?

Because direct deposits are usually made through your employer or the government, you won’t be able to cancel them on Chime. Instead, contact the place where you set up your direct deposit and request it be sent to an account other than your Chime account.


In conclusion, it’s important to remember a few ways to delete Chime bank account.

In the final step, all you need is to email Chime customer support requesting them to delete your Chime account permanently.

Don’t forget that Chime is an online bank. So, there are no physical branches where you can go and meet someone face to face and fix your issues.

Whichever method you choose, be sure to take care of any outstanding balances before shutting down your account. Remember that everything in your Chime savings accounts or Chime spending account will be deleted, including payment history.

Did you find this article helpful? Let us know down in the comments below.

Thanks for reading! 

Thank you for reading How to Close & Delete Your Chime Bank Account?, please browse our other Banks articles, including , which may also interest you.

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA). He created BillPin to give people the financial tools they need to make more informed financial decisions. After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

Leave a Comment