Why is Cash App Pending? Fix Payments, Deposits, & Bitcoin Issues (2022)

⚡ Your Cash App might be pending for a few reasons. Typically, this means you need to take action with your account to verify something with Cash App. To find out exactly what caused the pending status, ask a Cash App rep via live chat for a more precise answer about the issue.

Wondering what to do with Cash App pending payment statuses?

You’re in the right place!

Whether it’s a Cash App payment pending that you sent yourself or a Cash App direct deposit you’re trying to receive, a pending status can be frustrating.

We’ll also take a look at what the Cash App bitcoin deposit pending is all about.

If you’ve got a Cash App account and process payments often, you’ll most likely run across a Cash App payment pending issue here & there.

Have no fear, simply read on ahead and we’ll help you get your pending payments resolved.

Let’s dig in, shall we?

Cash App Payment Pending…Why?

Are you wondering…why is my Cash App pending?

If a Cash App payment says “Pending” in your feed, it indicates that your money is frozen somewhere along the line. You must manually accept payments for first-time users under the “Pending” tab. [1]

Here are the steps to manually accept payments for the first time:

  1. Log in to your Cash App
  2. Once logged in, make sure you select the “Pending” tab on top of your screen (see screenshots below)
  3. Select an amount to accept and hit “Accept Payment”.

Remember: from here on out, payments will automatically be accepted and received without having to manually accept them each time!

You only have to do it once 🙂

What Does a Pending Payment Mean?

Now that we’re all caught up, let’s see why a Cash app payment is pending and what we can do about it shall we?

Why is my Cash App payment pending again?

This is a common question.

The number one reason payments end up as pending is if they haven’t been accepted by the recipient. [2]

Payments are sent as soon as they are initiated so your payment isn’t showing as pending until your recipient decides to accept it.

As soon as they hit “Accept” on their screen, you’ll be notified of the payment receipt and can see your pending Cash App payment has been accepted.

This typically only happens with payments sent from other users; payments coming from other sources such as the initial welcome bonus and other referral credits are typically loaded immediately into your account.

The same goes if you’re one of the lucky ones admitted into their Cash App loan program; those payments are immediate typically as well.

Cash App Pending Time

How long does a pending payment take on Cash App?

The amount of time it takes to complete a payment varies from a few minutes to even days. There is no set timetable for the completion of payments. The direct deposit payment will generally be processed in Cash App between 4 and 5 working days after the funds have been received by Cash App.

That being said…

Cash App payments are frequently processed instantly. If your payment is listed as pending, it’s likely that you need to take some sort of action. If this is the case, follow the instructions in your activity feed to finish the transaction.

How to Accept a Pending Payment

Want to know how to accept a payment pending issue?

To accept a payment that’s pending on Cash App, follow these steps:

  1. Log in to your Cash App account
  2. Once you’re logged into Cash App, select the “Pending” tab at the top of your screen
  3. Select an amount
  4. Hit accept after reviewing details of your pending payment

Note: At this point, you’ll need to know if the money is coming from a Cash Me Out transaction or if it’s a deposit.

If you received BTC as payment, it will show up as BTC.

You can send BTC, but not receive them through Cash Out.

After accepting an incoming payment on Cash App for the first time, future direct deposits are automatically sent to your bank without having to accept them first.

The payment will appear in your Cash App activity feed once it has been submitted to Cash App for processing.

Remember, processing times vary based on the direct deposit method that’s used.

Depending on the time of day that you receive a Cash Out or BTC transfer, it may take up to four business days for the transaction to be processed by Cash App and show up in your bank account.

If you don’t see the money in your bank account after four business days, that means Cash App hasn’t successfully processed it yet.

Canceling a Pending Cash App Payment

What if I want to cancel a pending transaction?

To cancel a payment that’s in a pending state, follow these steps:

  1. Log in to your Cash App account
  2. Once logged in, select the “Pending” tab on top of your screen
  3. Select the payment you want to cancel and hit “Cancel Payment”

Just a head’s up…

You cannot cancel a Cash Out transaction from pending statuses.

It’s important that you check this section before confirming a pending payment.

And if you want to simply cancel and start over, check out our guide on how to delete Cash App history.

Why is My Cash App Bitcoin Deposit Pending?

If you are transferring Bitcoin from another crypto network to Cash App it can take a while for the blockchain to process the transfer request. Most of the time it’s a matter of a few hours but in some instances could take up to a few days.

Want a more direct answer as to why your bitcoin deposit is still pending?

Then we suggest contacting Cash App live chat to get a more precise answer. Open up your Cash App, tap the profile icon in the top right, select “Support” from the menu, and tap “Start Chat.”

Otherwise, give the pending status at least 48 hours for the transfer to complete in your account.

Why is My Cash App Direct Deposit Pending?

Where is my Cash App pending deposit? [3]

When Cash App transactions are in ‘Pending’ status, it means that your transaction is caught in between or not accepted by the recipient.

It could also indicate site-wide difficulties and signal a server problem, in which case it is not responding simultaneously.

Cash App Pending Payment Will Deposit Shortly

Cash App payments are almost always instantaneous.

If you see that a payment is pending, this might indicate that you need to take action.

If this is the case, follow the instructions in your activity feed to complete the transaction.


Most often when you see the message ‘Cash App pending payment will deposit shortly,’ it will provide instructions if you need to take action.

And if there aren’t instructions?

If there aren’t any instructions for specific action to take, most likely the payment is just paused in between the bank and Cash App’s servers.

This means it should resolve itself and might just take a little time.

Cash App Pending Direct Deposit Unemployment

Expecting Cash App unemployment deposits?

You should definitely double-check that you’ve entered the correct routing number and account number.

You’ll have to deal with Cash App unemployment deposit pending issues if you don’t.

Furthermore, you must make sure your cash card is working.

And if it’s pending for a while?

On Cash App, if a deposit is pending for an extended period of time, it usually implies that something has gone wrong.

There may be issues with your bank’s servers not responding to the Cash App; as a result, you’re unable to make a direct cash app transfer.

You can contact Cash App support for more clarification if needed.

Cash App Pending FAQs

What if a payment I sent is stuck in pending?

If this happens, we’d recommend canceling the payment before trying again. Re-trying payments over and over without canceling first can cause problems.

Can Cash App customer support help me with pending status?

Yes and no. Cash App support can provide guidance on what you can do to fix pending payments yourself, but they can’t actually fix it on their end. Most of the time it’s an action that you must take or it’s an issue with the bank account.

How many pending payments can I have at once on Cash App?

You can currently accept up to 10 pending payments on Cash App.

Can I have a Cash Out and a BTC transfer pending at the same time?

No, you can only accept one type of payment (cash out or direct deposit) per day.


  1. Complete a Payment
  2. Pending Payment – Take Action
  3. Missing Direct Deposit

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA).

He created BillPin to give people the financial tools they need to make more informed financial decisions.

After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

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