Apps Like Cash App Guide2 E1627485764348

Apps Like Cash App: 7 Best Alternative Options (2022)

Alternative Money Transfer Options
⚡ Looking for a good Cash App alternative? You're in the right place! Plus, you'll get a sign up bonus below!

In this article, we’ll discuss:

Yes, there are a lot of alternatives out there.

No, they aren’t all as good as Cash App, but they are different.

Let’s dive in and take a look, shall we?

Good Cash App Alternatives: Other Apps Like Cash App

The best alternative is probably PayPal. If you’re specifically looking for a free alternative, you could try Venmo, Zelle, Facebook Messenger, or Google Pay as well.

Good Cash App Alternatives


Is Venmo like Cash App?

Cash App does pretty much the same thing as Venmo, but without the social features.

You can send money to – or a request from – anyone with an account, and funds are drawn from a linked bank account via debit card at no cost.

Having a Venmo account is a super convenient way to send money or receive money to/from friends and family especially. [1]

Whether you’d prefer Cash App or Venmo depends on which features are most important to you.


Zelle is a free app that works similarly to Venmo. [2]

It lets you send money using a phone number or email address, and transfers are instant just like with Cash App.

Zelle is supported by more than 30 banks in the US and Canada, including Ally Bank, BB&T, Capital One 360, Chase Bank USA and Wells Fargo.


PayPal is also available for money transfers and person-to-person payments, although it’s not a direct Cash App alternative.

Having a PayPal account is a lot like a bank, credit, or debit card. [3]

But easier!

And without hidden fees 🙂

It works with Android, iOS, or Windows devices, but you’ll need to create an account to access the service.

PayPal also lets you send money using your debit card at no cost as well as bank accounts that are eligible to move funds between them.


What if you need to send money internationally or make international payments?

Remitly is one of the best money transfer app options! [4]

Remitly is a mobile payment service that was created by the same company behind other popular apps like Skype.

The best part?

The service is easy to use and can be used to send money internationally, as well as domestically.

What’s more, it doesn’t charge any fees when you transfer your cash using a debit card.

You’ll need to pay standard processing fees if you want your payment to arrive on time.

However, these are typically low or non-existent overall.

For example, Remitly charges $0 for payments between the U.S., Mexico, and the Philippines; $3 + 1% for transfers from the U.K; and $10 for payments sent anywhere else in the world​.

Facebook Messenger

Is Facebook Messenger like Cash App?  


Although they’re separate apps with different purposes, both apps let you make person-to-person payments via your mobile device. [5]

There’s no need to download an additional program if you already have Facebook or Messenger; all you need to do is go into the apps’ settings section and set it up there.

Google Pay

Google Pay is another good alternative.

Google Pay works by using special cards that are linked to your bank.

You can load up these funds onto the card and then use them for apps like Cash App payments or in apps themselves.

It’s fantastic for those with a Google account and/or do a lot of online payments (or online shopping). [6]

Money Apps Like Cash App

Looking for payment apps built with a specific feature in mind, such as investing in Bitcoin or earning a free debit card?

This is where you wanna pay attention.

There are a few potential good ones without hefty bank fees that have cool features such as instant deposits, send money to/from a linked bank account, great security features, business payments, and more.

And if you’re looking for a welcome bonus, be sure to check out our guide on referral codes for Cash App.

Apps Like Cash App for Bitcoin

If you’re looking for a good bank account alternative that also lets you purchase Bitcoin (like you can with your Cash App account), there are a couple of options.


The best money transfer apps that have Bitcoin capability are:

  • Bitstamp – Crypto Exchange App
  • Robinhood: Investing for All
  • Venmo
  • Abra: Bitcoin & Crypto Wallet
  • Coins – Load, Bills, Bitcoin
  • Voyager – Buy Bitcoin & Crypto
  • PayPal: Mobile Cash
  • Current – Bank for Modern Life
  • Remitly: Transfer Money Abroad
  • Chime – Mobile Banking

None of these payment apps are going to be just like Cash App, of course.

But nothing quite is, is it?

They are similar in terms of the Bitcoin capability, though.

Apps Like Cash App with Debit Card

Do you specifically want a list of payment apps that you can send money, receive money, and request money just like with Cash App, but it comes with a physical debit card too?

Yea, we hear you.

It’s a pretty handy thing to have.

Again, we’d suggest just sticking with Cash App, but here are a couple of other options in lieu of bank accounts:

  • Venmo
  • PayPal

Venmo is great if you’re looking for something simple just for sending payments, and PayPal is awesome for transfers and higher-volume use.

There are other apps like Venmo & PayPal as well, but these are just some of our faves based on experience & features.

Apps Like Cash App That Accept Credit Cards or Prepaid Cards

This is a limited list, but there are a few payment apps that do accept prepaid cards and/or credit cards.


Some options include:

  • WorldRemit Money Transfer App
  • Venmo
  • PayPal
  • tmw
  • Swiss Bankers
  • FEVO

We’d still suggest Cash App, though.

Nothing really compares to their wealth of features and ease of use!

Apps Like Cash App for Minors

What are the best banking apps for minors?

  • Greenlight – currently $4.99/month
  • goHenry – currently $3.99/month per child
  • Acorns Early – currently between $1-5 per month
  • Stash – currently between $1-9 per month

Money Apps Teens Can Use to Manage Spending

  1. Greenlight
  2. FamZoo
  3. Plan’it Prom
  4. BusyKid
  5. Tip Yourself
  6. Mint

International Cash App Alternatives

Looking for a money transfer app that’s not based in the United States?

There are a lot of other money transfer apps out there, and many of them have awesome features and are very easy to use.

Here are some of the best money transfer apps for international use, depending on where you’re located.

Apps Like Cash App in Australia

If you’re in the land down under, there are mobile app options to send money, receive money, and transfer money just like in the United States.

Here are some options!

Top Money Transfer Apps in Australia:

  • PayPal
  • Google Pay.
  • Apple Pay
  • Venmo
  • Facebook Messenger
  • Cash App
  • Zelle
  • PhonePe

Apps Like Cash App in Canada

And if you’re in Canada?

Cash App lets you do so much, but there are other similar services for sending money and receiving money, even process direct deposit.

Transferring money there can be easy with just a few taps as well!

Here are some money app options for secure payments.

Cash App Alternatives

  • Wealthsimple (the Canadian equivalent to Cash App)
  • Wise (Formerly TransferWise)

Cash App Alternatives: FAQs

Can you transfer funds from your Cash App balance to another app, such as a Venmo account?

Yes, you can! You can send payments from many of these apps to each other. The process will depend on which ones you’re using, but the process is typically pretty straightforward.

Do most of these apps work with mobile phones?

That’s what they’re built for! Electronic payments through apps like these are so much quicker, with the same security features as banks and without needing to charge fees (at least not many).

Do any of these apps having saving accounts?

Most do not, simply because they don’t operate as a bank account does. The intent is more as a payment method using your smartphone instead of the traditional bank account method.


  1. Venmo
  2. Zelle
  3. PayPal
  4. Remitly
  5. Facebook Messenger Pay
  6. Google Pay

Thank you for reading Apps Like Cash App: 7 Best Alternative Options (2022), please browse our other Basics articles, including , which may also interest you.

James Allen is a Certified Financial Education Instructor (CFEI), financial advisor, and Certified Public Accountant (CPA). He created BillPin to give people the financial tools they need to make more informed financial decisions. After listening to his mother tell stories about her frugal upbringing and his own experiences working as a financial advisor for almost two decades, James is on a mission to help people change their relationship with money.

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